First Guardian Defensive Strategies Class


Target Market Determination (TMD)
The First Guardian Defensive Strategies Class is a diversified investment option focused on providing absolute returns. The Class provides exposure to a number of underlying funds consisting predominately of income assets along with Australian Shares and Australian Property. The Defensive Strategies Class aims to provide an attractive return to investors who prefer a lower risk band. The Class aims to outperform the average annual rate of Australia’s Consumer Price Index (CPI) by 3% p.a. over rolling 3-to-5-year periods.

First Guardian Diversified Strategies Class


Target Market Determination (TMD)
The First Guardian Diversified Strategies Class is a diversified investment option focused on providing absolute returns. The Class provides exposure to a number of underlying funds consisting of a mix of growth assets such as Australian shares, alternative assets and property, along with fixed income assets and other income producing securities. The Diversified Strategies Class aims to provide attractive returns within a medium risk band. The Class aims to outperform Australia’s Consumer Price Index (CPI) by at least 5% p.a. over rolling 3-to-5-year periods.

First Guardian Growth Strategies Class


Target Market Determination (TMD)
The First Guardian Growth Strategies Class is a diversified investment option focused on providing absolute returns. The Class provides exposure to a number of underlying funds consisting of predominately growth assets such as Australian and International shares, alternative assets and property, along with assets such as fixed income and other income producing securities. The Growth Strategies Class aims to provide attractive returns to investors with a higher risk tolerance. The Class aims to outperform Australia’s Consumer Price Index (CPI) by at least 7% p.a. over rolling 3-to-5-year periods.